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A middle-aged male engineer in a suit and white hard hat smirks while holding a clipboard, standing inside a partially constructed building with exposed brick and wooden beams.

When the Insurance Company Brings in an Engineer — What You Should Do

A worried husband and wife sit at a table reviewing financial documents, with the woman holding a letter stamped "LOWBALL" in red, representing a low insurance settlement offer.

How to Handle a Lowball Offer from Your Insurance Company

Strong winds sweep across the roof of a suburban house under dark storm clouds, illustrating the impact of a severe windstorm on shingles and roofing materials.

What If Wind Damage Wasn’t Discovered Right Away?

Rubber stamp next to a large red "DENIED" mark, with the headline "Denied for 'Wear and Tear'? Why That May Not Be the End of Your Claim" on a dark blue background

Denied for “Wear and Tear”? Why That May Not Be the End of Your Claim

A severely fire-damaged two-story building with charred wood, broken windows, and collapsed roof beams, showing the aftermath of a destructive blaze

Fire Damage Claims: Understanding the Investigation Process and What Makes It Unique

Two professional appraisers, a man and a woman, argue across a table while a serious-looking umpire sits between them, highlighting the tension in an insurance claim dispute resolution setting

Understanding the Appraisal and Umpire Process in Property Insurance Claims

A lawyer, public adjuster, and contractor walking toward a storm-damaged home with a tarp-covered roof to assist with an insurance claim

What Is a Public Adjuster—And Should You Hire One?

Illustration of a concerned homeowner reviewing an insurance claim next to a damaged house and a sign that says 'Mitigate Damage

Don’t Fall for the Trap: How Insurance Companies Delay Claims and Then Blame You for Not Mitigating Damages

Actual Cash Value vs. Replacement Cost – What’s the Difference?

How to Prepare a Complete Inventory for Your Contents Claim

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